Subprime Car Loans
Ballas Buick GMC is committed to getting our customers approved for auto financing so they can drive home in a vehicle they love. That’s why we offer subprime car loans for drivers with bad credit or no credit. We want you to secure a high-quality used car that upgrades your life, even if you’re rebuilding your credit score. Turn to our Buick and GMC dealership in Toledo to learn more about subprime auto loans and your car financing options.
Subprime Auto Financing FAQs
Q
What monthly car payment can I afford?
A: You can find a subprime financing plan that fits your budget with our online car payment calculator. Adjust factors such as down payment amount, the value of your trade-in and annual percentage rate (APR) to see how these details affect your monthly payment.
Q
What is subprime auto financing?
A: These loans typically have higher interest rates, but they can help shoppers buy a car, regardless of their credit score. People often wonder if they can get a car loan with a bad credit score; that’s where subprime auto loans come in. Our Ohio auto finance center has subprime car loans available for customers who have low or no credit.
Q
How is my credit score calculated?
A: Credit scores are calculated based on payment history, credit use and length of credit. Companies such as Experian, TransUnion and Equifax provide credit score reports when you apply for a car loan. Even if you have poor credit or no credit, we’ll help you secure a subprime car loan in Toledo.