Subprime Car Loans in Toledo, OH
Ballas Buick GMC is committed to getting our customers approved for auto financing so they can drive home in a vehicle they love. That’s why we offer subprime car loans for drivers with bad credit or no credit. We want you to secure a high-quality used car that upgrades your life, even if you’re rebuilding your credit score.
Turn to our Buick and GMC dealership in Toledo to learn more about subprime auto loans and your car financing options. Our team is available to help you apply for financing and get approved for the auto loan you need to secure a Buick or GMC today!
Subprime Auto Financing FAQs
01
What monthly car payment can I afford?
You can find a subprime financing plan that fits your budget with our online car payment calculator. Adjust factors such as down payment amount, the value of your trade-in and annual percentage rate (APR) to see how these details affect your monthly payment.
02
How do I apply for a car loan?
Start with the GMC financing credit application on our website or contact Ballas Buick GMC to work with a staff member directly. To complete the auto finance process, you need to provide documentation including a valid state-issued ID, phone number, proof of residency, and income.
03
What is subprime auto financing?
These loans typically have higher interest rates, but they can help shoppers buy a car, regardless of their credit score. People often wonder if they can get a car loan with a bad credit score; that’s where subprime auto loans come in. Our Ohio auto finance center has subprime car loans available for customers who have low or no credit.
04
How does subprime financing work?
Buyers who don't have an established credit history or have poor credit can still qualify for financing options with our subprime auto loans. We'll go over your options and help you see what kind of finance rates you're eligible for.
05
How is my credit score calculated?
Credit scores are calculated based on payment history, credit use, and length of credit. Companies such as Experian, TransUnion, and Equifax provide credit score reports when you apply for a car loan. Even if you have poor credit or no credit, we’ll help you secure a subprime car loan in Toledo.
06
What credit score is considered subprime?
Typically, a credit score below 600 is considered to be in the subprime range. If this applies to you, let us know and our Buick and GMC finance experts will work with you to secure an auto loan that fits into your budget.
Work with the Ballas Buick GMC Finance Team
Our auto financing experts are here to help you get approved for a subprime auto loan. When you buy a used car at our Toledo dealership, you’ll enjoy newfound independence on Ohio’s roads. From pre-owned trucks with impressive towing capabilities to efficient used cars that elevate your commutes, you’ll find your perfect match at Ballas Buick GMC.
Learn More: Why Buy from Ballas Buick GMC?